• Audit

    Audit is an independent examination of financial statements of the entity to express an opinion on the fairness of the financial statements prepared in accordance with applicable financial reporting framework.

    Why Audit ?

    The audit is required by the applicable legal framework of the entity. In Pakistan all companies are required to get their annual financial statements audited from an independent auditor.

    Benefits of Audit

    Apart from compliance with legal requirement, an audit also enhances the degree of confidence of intended users in the financial statements which mainly includes shareholders, employees, customers, suppliers, lenders, tax authorities and other regulatory authorities.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex financial accounting issues. We have audit experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our audit approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of financial statements for its intended users.

    We render high-quality and cost- competitive services to our audit clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Preparation of financial statements in accordance with applicable financial
          reporting framework including IFRS & other applicable standards

      Suggestions to improve internal controls applicable over financial reporting
          and other functions

  • Cost Audit

    Cost Audit, is the independent examination of cost accounting records of the Companies by independent auditor who shall be Chartered Accountant or Cost & Management Accountant.

    Why Cost Audit ?

    Cost audit is also a statutory requirement following companies engaged in the following sectors namely;

      Vegetable Ghee & Cooking Oil Industry
      Cement Industry
      Sugar Industry
      Chemical Fertilizer Industry
      Synthetic & Rayon Industry

    Benefits of Audit

    Apart from compliance with legal requirement, a cost audit also enhances the degree of confidence of intended users in the cost accounting records of the Company which mainly includes shareholders, employees, customers, suppliers, lenders, tax authorities and other regulatory authorities.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex cost accounting issues. We have audit experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our audit approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of information for its intended users.

    We render high-quality and cost- competitive services to our audit clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Preparation of Cost Report in accordance with applicable financial reporting
         framework & other applicable standards
      Suggestions to improve internal controls applicable over cost accounting
         and other functions.

  • Limited Assurance/Review Engagements

    The objective of a limited assurance engagement is a reduction in assurance engagement risk to a level that is acceptable in the circumstances of the engagement, but where that risk is greater than for a reasonable assurance engagement, as the basis for a negative form of expression of the practitioner’s conclusion. In these engagements the auditor applies analytical procedures to assess the fairness of account balances and transactions.

    Why Limited Assurance/Review ?

    Limited Assurance/Review Engagement is usually required in following cases;

      Limited Assurance/Review Engagement is usually required in following cases;
      Merger, amalgamation etc.
      Acquisition etc.
      Any other case where management may decide to get negative assurance
          instead of reasonable assurance due to time limitation and cost effectiveness.

    Benefits of Limited Assurance/Review Engagements

    Apart from compliance with legal requirement, a Limited Assurance/Review Engagement also enhances the degree of confidence of intended users in financial statements of the Company which mainly includes shareholders, employees, customers, suppliers, lenders, tax authorities and other regulatory authorities.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex financial accounting issues. We have audit experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our Limited Assurance/Review Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of financial statements for its intended users.

    We render high-quality and cost- competitive services to our assurance clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Preparation of financial statements in accordance with applicable financial
          reporting framework including IFRS & other applicable standards
      Suggestions to improve internal controls applicable over financial reporting
          and other functions

  • Agreed Upon Procedure Engagements

    An engagement in which an auditor is engaged to carry out those procedures of an audit nature to which the auditor and the entity and any appropriate third parties have agreed and to report on factual findings. The recipients of the report form their own conclusions from the report by the auditor. The report is restricted to those parties that have agreed to the procedures to be performed since others, unaware of the reasons for the procedures may misinterpret the results.

    These engagements may be initiated for whole financial statements or any one or more component of financial statements. These engagements may also be executed for financial or non- financial information.

    Why Agreed Upon Procedure Engagement ?

    Agreed upon Procedure Engagements are usually required in following cases;

      By law i.e. system audit, IT Audit etc.
      Accounting & Tax Due Diligence
      HR, IT, Legal Due Diligence
      Internal Audit
      Forensic Review
      Reconciliations
      Physical Verifications etc.
      Any other case where management may decide to apply certain audit
          procedures in certain area to find out factual report.

    Benefits of Agreed Upon Procedure Engagements

    Apart from compliance with legal requirement, an Agreed Upon Procedure Engagement also enhances the degree of confidence of management to fix the factual position in selected area. It facilitates the management in meeting its objective to remove the weaknesses through improvement in system of internal controls.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex business accounting issues. We have audit experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our Agreed upon Procedure Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of financial statements for its intended users.

    We render high-quality and cost- competitive services to our assurance clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Factual Reporting in light of applicable financial reporting framework
          including IFRS & other applicable standards
      Suggestions for improvement on the basis of international best practices as
          well as local customs and standards.

  • Certifications

    An engagement, where a professional accountant/auditor is required to certify the compliance with certain laws & regulations to enhance the credibility and authenticity of subject matter.

    These engagements may be initiated for whole financial statements or any one or more component or transactions of financial statements. These engagements may also be executed for financial or non- financial information.

    Why Certifications ?

    Certifications are usually required in accordance with certain laws & regulations. Following are few examples;

      Freight Remittance;
      Dividend Remittance;
      Royalty/ Fee for Technical Remittance etc.;
      Book/Breakup Value Certification
      Swap Ratio Certifications
      Net Capital for brokerage industry
      Reserves Certificate for Bonus Issue
      Other certifications

    Benefits of Agreed Upon Procedure Engagements

    Apart from compliance with legal requirement, certifications also enhance the degree of confidence and credibility of information for its intended user mainly regulators.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex business accounting issues. We have audit experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our Agreed upon Procedure Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of financial statements for its intended users.

    We render high-quality and cost- competitive services to our assurance clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Factual Reporting in light of applicable financial reporting framework
          including IFRS & other applicable standards
      Suggestions for improvement on the basis of international best practices as
          well as local customs and standards.

  • Others

    There are different types of needs for different types of entities and business, which may include the following

      Review of Projected Financial Statements
      Management Audit
      Forensic Reviews
      Reconciliations of various head of accounts
      Data entry of backlog data
      Business Process re-engineering
      Professional / expert advices on implementation of applicable financial
          reporting framework in complex transactions
      Review of policies and procedures, documents, agreements etc.
      Physical verification & counting of inventories, fixed assets;
      Secondment of professional staff for short term needs etc.

    The client needs the services of the professional accountant’s depending on the specific scope of the engagement. The engagement will be carried in accordance with best applicable standard to meet client’s objective.

    Why are these needed?

    It depends on the nature of engagements and its need. The client may require these in any of the following situations;

      Outgoing shareholders of a private company may need the independent
          certification of projected financial statements to determine business worth.
      An auditor may require the management to get independent certification of
          business valuation of its un-listed investment.
      An Auditor may require the management to get independent certification of
          projected financial statements to records deferred tax assets.
      A dispute among partners on profit sharing may be referred to independent
          certification of profits.
      In acquisition, the management may need to have independent verification
          of fixed assets or stocks/inventories etc.
      The Company is switching over new accounting system and existing staff is
          pre-occupied with existing task, the management may get professional staff
          on short term basis from chartered accountant firm.

    Benefits of Engagement

    The independent verification and certification would enhance the degree of confidence and credibility of information for its intended users.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with complex business accounting issues. We have certification experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our Certification Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of information for its intended users.

    We render high-quality and cost- competitive services to our assurance clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Client’s specific need of the engagements and
      Suggestions for improvement on the basis of international best practices as
          well as local customs and standards applicable to information subject to
          certification.




  • Book Keeping, Reporting & Allied

    Book Keeping means maintenance of books of accounts as required by the applicable laws and regulations and preparation of financial statements in accordance with applicable financial reporting framework including requirements of Companies Ordinance 1984, International Financial Reporting Standards, accounting pronouncements issued by Institute of Chartered Accountants of Pakistan.

    It includes preparation of management reports and financial statements as well as international reporting to Group.

    Why Book Keeping, Reporting & Allied ?

    Out-sourcing of book keeping function would facilitate the management in efficient execution of this function at competitive cost.

    Benefits of Book Keeping, Reporting & Allied

    Out-sourcing has following benefits attached to it

      Professional Services rendered by Professionals
      Reduction in headcount
      Substantial cost savings
      Independent verification of information
      No cost for accounting system up-gradation & maintenance (if vendor
          solution is used)

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients for proper book keeping and reporting in accordance with applicable financial reporting standards. We have experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our book keeping Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of information for its intended users.

    We render high-quality and cost- competitive services to our book keeping clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Proper Maintenance of books of accounts
      Use of accounting software
      Experienced and qualified resources
      Timely reporting to Client at all levels
      Frequent liaison with Client
      Preparation of Accounts as per applicable financial reporting standards
      Dealing with Auditors, regulators etc.
      Tax filings; and
      Development of SOPs effective and efficient book keeping etc.

  • Retirement Fund Management

    Retirement Fund Management means and includes management of all functions of retirement funds including book keeping, investment management, payment processing and audit. Except for approval all other functions of all funds i.e. Provident Fund, Gratuity Fund, Pension Funds etc. shall be executed by JASB.

    It includes preparation of management reports and financial statements.

    Why Retirement Fund Management ?

    As the trustees are also employees of the Company and due to their busy schedule, they usually do not spare time to properly manage the funds under their trust. Further due to improper management of the Fund, it does not yield return equal or more than market and hence result in wastage of precious resources.

    In case of provident Fund, the entire benefit goes to the employees in term of enhanced share in profits. In case of Gratuity Fund, the Company can save substantial amount from future contributions by proper management of Funds.

    Why Retirement Fund Management ?

    Out-sourcing has following benefits attached to it

      Professional Services rendered by Professionals
      Proper book keeping & audits
      Proper management of funds as per approved investment policy
      High Returns results in high profits or low contributions
      No effect on approval process by Trustees

    Our Services

    JASB has the knowledge and experience to facilitate our clients for proper management of Retirement Funds including book keeping, reporting, processing and Investment Management in accordance with applicable laws & regulations.

    We offer one-stop solution to trustee of Retirement Funds which includes the following;

      Processing of Payments & contributions
      Proper Book Keeping
      Proper Reporting
      Proper & secure management of Investments
      Proper audit of books of accounts

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Proper Maintenance of books of accounts
      Use of accounting software
      Experienced and qualified resources
      Timely reporting to Client at all levels
      Frequent liaison with Trustees
      Preparation of Accounts as per applicable financial reporting standards
      Tax filings; and
      Development of SOPs effective and efficient Retirement Fund Management.

    We have devised a specialized product to cater the needs of retirement funds.

  • Compilations Engagements

    Compilation Engagements means compilation of financial information in accordance with applicable financial reporting framework. It also includes the compilation of back log for migration into the Management Information System.

    Why Compilation Engagements ?

    The Management is responsible to prepare and present financial statements in accordance with applicable financial reporting standards. However due to limitation with respect to skill set, the Companies may hire services of professional accountants to compile financial information in accordance with applicable financial reporting standards.

    In case of computerization, the companies may require services of professional accountants to compile the information from manual records with accuracy and authenticity so that proper migration of data takes place.

    Benefits of Compilation Engagements

    Compilation has following benefits attached to it

      No Extra burden on already engaged management
      Compliance with Applicable standards
      Time Saving
      Independent verification, accuracy and authenticity
      No cost for accounting system up-gradation & maintenance (if vendor
          solution is used)

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients for Compilation Engagements in accordance with applicable financial reporting standards. We have experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    Our compilation Engagement approach is exclusive focused upon our extensive industry knowledge, applicable financial reporting framework, and industry best practice to enhance the credibility of information for its intended users.

    We render high-quality and cost- competitive services to our book keeping clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to every engagement.

  • Fund Management

    Fund Management means and includes proper management of funds created for specific purposes or events. It includes payments to vendors, book keeping, preparation of accounts, timely reporting and reconciliations.

    Why Fund Management ?

    It may be required where companies are expanding their production lines or constructing buildings or arranging exhibitions etc. and would hire a senior level resource or assign additional work load to existing staff.

    Benefits of Fund Management

    Out-sourcing has following benefits attached to it

      Professional Services rendered by Professionals
      Proper book keeping, reporting and audit
      Proper management of funds as per approved plan
      Transparency in utilization of funds
      No effect on approval process by Trustees

    Our Services

    JASB has the knowledge and experience to facilitate our clients for proper management of Funds including book keeping, reporting, payment processing, reconciliation etc. as per approved plan.

    We offer one-stop solution which includes the following;

      Processing of Payments & contributions
      Proper Book Keeping
      Proper & Timely Reporting
      Proper audit of books of accounts

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Proper Maintenance of books of accounts
      Use of accounting software
      Experienced and qualified resources
      Timely reporting to Client at all levels
      Frequent liaison with Client at all levels
      Preparation of Accounts
      Tax filings; and
      Development of SOPs for effective and efficient Fund Management.

  • Business Process Outsourcing (Payroll, Payables etc.)

    Business Process Outsourcing means outsourcing of any function i.e. Payables, Collections, Payroll, tax filings, reconciliations etc. to professional accountants for processing and execution.

    Why Business Process Outsourcing ?

    These are support functions and do not require expertise to have full time senior resource. Companies which are reducing their head count, they can outsource their payables, collections, payroll, tax filings, reconciliations etc. to professional accountants.

    Benefits of Business Process Outsourcing

    Out-sourcing has following benefits attached to it

      Professional Services rendered by Professionals
      Proper reporting
      Proper management of function
      Independent Review

    Our Services

    JASB has the knowledge and experience to facilitate Business Process Outsourcing by our valued clients.

    We offer one-stop solution which includes the following;

      Deployment of our staff for full time coordination
      Proper Book Keeping & recoding in Client MIS
      Proper review and processing of transactions
      Proper and Timely Reporting
      Assistance in audit of functions by the auditors of the Company

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Review of Internal Control System applicable over outsourced functions etc.
      Development of SOPs for effective and efficient Management of BPO.

  • Accounting Advisory Service

    Accounting Advisory means advisory services with respect to accounting issues which may arise due to complex financial transactions as well as changes in financial reporting framework.

    Why Accounting Advisory ?

    Every company is required to prepare and present financial statements in accordance with applicable financial reporting framework which includes International Financial Reporting Standards (IFRS), Companies Ordinance, other applicable laws, pronouncement issued by Institute of Chartered Accountants of Pakistan etc.

    The Companies are using new financial products and are entering into complex business transactions to hedge associated risks due to cross border transaction etc.

    Benefits of Accounting Advisory

    It has following benefits attached to it

      Professional Advice in light of applicable standards & laws
      Fair Accounting Treatment
      Fair Reporting and disclosure

    Our Services

    JASB has the knowledge and experience to facilitate Business Process Outsourcing by our valued clients.

    JASB has the knowledge and experience to facilitate our clients for Compilation Engagements in accordance with applicable financial reporting standards. We have experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.




  • Tax Planning & Advisory

    Tax Planning means the planning to save tax within the legal boundaries taxation laws by making best use of allowances and benefits allowed by the taxation laws. Tax evasion is crime but tax planning is legal.

    Why Tax Planning & Advisory ?

    A substantial portion of hard earn earnings goes to Government Exchequer in the form of tax. The need for tax planning arises where new business are acquired or existing business are sold or expansions or new product line is added or existing product is sold or closed or new markets are tapped. The bigger the activity, the bigger the tax impact. The Companies can save handsome amount of tax by tax planning in terms of selection of type of business, timings of disposal and form of disposal without defeating the provision of tax laws.

    Benefits of Tax Planning & Advisory

    It has following benefits attached to it

      Professional Advice in light of applicable laws and tax laws
      Handsome saving of tax expense
      Handsome saving cash flows

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with Tax Planning & Advisory for each type of transaction. We have local and international experience of best companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tax Registrations

    Tax Registration means getting your business registered with Taxation Authorities to get National Tax Number (NTN), General Sales Tax Number or Services Sales Tax Number.

    Why Tax Registration ?

    Every business is required to get itself registered with Tax Authorities. It is illegal to do business activity without registration. A registered person will be allowed to get certain benefits under the law.

    Benefits of Tax Registration

    It has following benefits attached to it;

      Legal activity;
      Registered person can claim input tax where applicable

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with Tax Registration of all types. We have local and international experience of companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tax Filings & allied

    Tax Filings means filing of periodical returns and statements as required under the applicable tax laws.

    Why Tax Filings ?

    Every person whether individual or business is required to file periodical returns and statements under the Income Tax Laws as well as Sales Tax laws. Tax Authorities have considerably increased the rate of tax for non-filers, which results in excess cash outflows and tax burden.

    Benefits of Tax Filings

    It has following benefits attached to it;

      Saving of additional tax levied due to being non-filer;
      Savings from additional withholding tax levied due to being non-filers
      Other savings and relaxations.

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with Tax Registration of all types. We have local and international experience of companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tax Due Diligence

    Tax Due Diligence means Due Diligence of all tax matters of the business subject to acquisition or sale.

    Why Tax Due Diligence ?

    Paying taxes is national responsibility of every person whether individual or business. It has severe consequence and financial impact on profits, cash flows as well as liabilities. Further tax evasion is a criminal activity and may lead to imprisonment as well confiscation of properties. It is vital that buyer should know the actual position of tax matters of any business being acquired through proper and detailed tax due diligence.

    Benefits of Tax Filings

    It has following benefits attached to it;

      Identification of weakness in Tax Function;
      Determination of Tax liability;
      Status of Tax Appeals;
      Status of Tax Refunds;
      Status of Tax Losses;

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with Tax Due Diligence of all types. We have local and international experience of companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tax Litigations

    Tax Litigations refers to matters where there is difference of opinion with respect to tax treatment of income, expense, payments, receipts, gains/losses etc. with Tax authorities and Companies and the matter is taken to legal forum for proper resolution.

    Why Tax Litigation ?

    Taxation Laws are complex and require expertise to apply. Despite all care, the difference does arise with respect to tax treatment of income, expense, payments, receipts, gains/losses etc. with Tax Authorities which leads to litigation. A capital receipt of Client may be taxed as revenue receipt by Tax Authorities. An exempt income may be taxed by the Tax Authorities. Tax Authorities may have disallowed certain expenses etc. Tax Authorities may have framed charges of tax evasion on in-complete information etc.

    Benefits of Tax Litigations

    It has following benefits attached to it;

      Resolution of Tax Interpretation issues;
      Deferment of disputed tax liability;
      Saving from immediate severe action i.e. bank account seizure, property
          attachment
      Proper tax treatment

    Our Services

    JASB & Associates, a member of KS International; is a registered Chartered Accountant firm licensed by Institute of Chartered Accountants of Pakistan to undertake public practice. JASB has been issued a “Satisfactory QCR Rating” by Institute of Chartered Accountants of Pakistan.

    JASB has the knowledge and experience to facilitate our clients with Tax Litigations at all levels (CIT Appeals, ITAT, High Court, Supreme Court). We have local and international experience of companies and other organizations in all economic sectors including MNCs and local well reputed groups.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Foreign VAT Refund

    Foreign VAT Refund refers foreign VAT paid by business traveller to 21 countries including Europe, Australia etc. Every traveler pays VAT on all expenses incurred in such country, however, he can claim VAT paid on certain business expenses from Pakistan.

    Why Foreign VAT Refund ?

    Every penny counts. Every year billions of Dollars go un-claimable on account of VAT on business expenses by business travellers.

    Benefits of Foreign VAT Refund

    It has following benefits attached to it;

      Monetary Savings

    Our Services

    JASB has the knowledge and experience to facilitate our clients with refund of Foreign VAT from more than 21 countries. Our services include re-issuance of invoice, correction of invoices, preparation of claim, submission and follow-up.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.




  • Incorporation of Companies & Others

    Incorporation of Companies refers to formation and registration of various types of companies including special (licensed entities) with Securities and Exchange Commission of Pakistan to execute business activities.

    Why Incorporation of Companies

    To undertake business in corporate form, it is necessary to get it registered with Securities and Exchange Commission of Pakistan.

    Benefits of Companies

    It has following benefits attached to it;

      Corporate image building;
      Limited Liability of Owners;
      Preferred for bank financing;
      Eligible to bid for local & international tenders;
      Tax Relaxations;

    Our Services

    JASB has the knowledge and experience to facilitate our clients for formation of all type of companies (SMC, Pvt. Limited, Limited, Guarantee Limited, Non-Banking Finance Companies and Insurance etc.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Corporate Filings & Allied

    Every Company is required to file certain returns with respect to its corporate conduct including shareholding, director, officers, chief executive officer, legal advisor, annual accounts, meetings etc.

    Why Corporate Filings

    It is mandatory to file & update information with respect to corporate action of the company with respect to Director, Chief Executive, Officer, Meetings, Auditor, Accounts etc. in Securities and Exchange Commission of Pakistan.

    Benefits of Companies

    It has following benefits attached to it;

      Corporate compliance
      Savings from penal actions

    Our Services

    JASB has the knowledge and experience to make corporate filings for our clients on regular basis as required under the applicable laws.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Corporate Structuring & Restructuring

    Corporate Structuring & Restructuring refers to change is corporate set-up through mergers, amalgamations, group formation & deformation, changes in MOA &AOA etc.

    Why Corporate Structuring & Restructuring

    Companies may acquire corporate structuring or restructuring to take the benefits of taxation and other compliances. Formation of Groups would allow companies for taxation reliefs and buying of tax losses etc. Mergers would allow to companies to use the benefits of other companies resources without creating any tax impact etc.

    Benefits of Corporate Structuring & Restructuring

    It has following benefits attached to it;

      Tax Savings;
      Reduction in corporate compliances

    Our Services

    JASB has the knowledge and experience to undertake and assist corporate structuring and restructuring of all types and nature for our clients in accordance with applicable laws & regulations.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Corporate & Secretarial Advisory

    Corporate & Secretarial Advisory refers to professional advisory services with respect to interpretation of applicable corporate laws for various corporate actions.

    Why Corporate & Secretarial Advisory

    Corporate laws and secretarial practices are specialized in nature and require special expertise to encompass all requirements. Usually companies do not have special expertise and require professional advises for proper undertaking of corporate laws i.e. amendment in MOA/AOA, election fo directors, auditors, dispute between shareholders, regulator notices etc.

    Benefits of Corporate & Secretarial Advisory

    It has following benefits attached to it;

      Professional Advice
      Identification of compliance with all requirements
      Low risk of non-compliance.

    Our Services

    JASB has the knowledge and experience to undertake corporate & secretarial advisory services for our clients in accordance with applicable laws & regulations.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Winding-up & Liquidation

    Corporate Winding up & Liquidation refers to companies which wish to windup or liquidate to close their operation and get their name stricken off from the register of Companies maintained by Securities and Exchange Commission of Pakistan.

    Why Winding-up & Liquidation

    If company has closed down its operations and in not engaged in any business activity or creditor have applied for liquidation or sponsors are voluntarily willing to wind up etc.

    Benefits of Corporate & Secretarial Advisory

    It has following benefits attached to it;

      Proper disposal of assets and settlement of liabilities
      Name of company would be stricken-off.
      No more compliance & notices by regulators

    Our Services

    JASB has the knowledge and experience to undertake winding up and Liquidation for our clients in accordance with applicable laws & regulations.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Corporate Litigations

    Corporate Litigation refers to litigation with respect to corporate actions by and against Securities & Exchange Commission of Pakistan or other stakeholder i.e. Shareholders, Director, Chief Executive Officer, Investors etc.

    Why Corporate Litigation

    Every stakeholder including companies have right, duties and obligations for each other to perform and any delay or failure leads to corporate litigation by SECP, Companies, or other stakeholders at all available forums.

    Benefits of Corporate Litigation

    It has following benefits attached to it;

      Protection of Company’s rights;
      Protection of Company’s assets and its stakeholders;

    Our Services

    JASB has the knowledge and experience to undertake corporate litigations for our clients in accordance with applicable laws & regulations.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.




  • Pre Startup Services

    Pre-start up services mean services to explore local markets with respect to applicable laws, formation of companies, tax laws etc. in light of proposed business model of the sponsors. It also includes advisory on the tax efficient business model.

    Why Pre-start up Services

    It is vital to have background information of new market with respect to applicable laws and regulations particularly with respect to corporate formation, taxation and core business to protect the interest of sponsors and investors.

    Benefits of Pre-Startup Services

    It has following benefits attached to it;

      Stress testing of Proposed business model;
      Professional advice for taxation;
      Professional advice for corporate & other business laws;
      Professional advice for investment environment & exit;
      Professional advice for entry and exit barriers.

    Our Services

    JASB has the knowledge and experience to render pre-startup service across the world through our partner and member firms of International Network.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Corporate Finance

    Corporate Finance refers to arrangement of funds (equity or loans) for green & brown field projects, expansions, working capital etc. The scope of corporate finances also includes advisory with respect to structuring of financing transaction keeping in view financing products and needs of the project.

    Why Corporate Finance

    Cash is life blood of businesses. Proper fund management facilitates the growth of the business. Selection of right financing products is vital for business survival. Businesses do fail because of wrong selection of financing products to meet their demands like financing of long term assets through export re-finance would collapse the business because export refinance is for financing of exports and not for funding of long term assets. Many export oriented units have collapsed due to this decision.

    Benefits of Corporate Finance

    It has following benefits attached to it;

      Selection of right financing product
      Collateral Management
      Competitive pricing
      Structuring of products according to financing needs

    Our Services

    JASB has knowledge and experience to render corporate finance services including structuring of financing products and preparation of relevant material and financial modeling of any business model in any sector.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Buy & Sell Side Advisory

    Buy & Sell side advisory refers to advisory services to buyers and sellers of corporate entities & businesses. It includes structuring of buy & sell transaction, determination of business valuation, due diligence, marketing of transaction, negotiation, execution of sale purchase agreement etc.

    Why Buy & Sell Advisory

    Buy or Sell of a running business is a strategic decision and has long last impact. Running businesses have various risk attached with respect to regulation, taxes, banks etc. To properly counter all attached risk, an independent professional is required who can identify all such risks and provide remedy to avoid all such risks.

    Benefits of Buy & Sell Advisory

    It has following benefits attached to it;

      Identification of risk attached to business for sale or purchase
      Proper resolution of identified risks
      Tax Efficient structuring of buy or sell transaction
      Determination of fair price using various valuation techniques
      Professional assistance in negotiations
      Professional assistance in execution of transaction documents

    Our Services

    JASB has knowledge and experience to render buy & sell advisory services including due diligence, transaction structuring, business valuation, preparation of transaction documents etc.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Merger or Acquisition

    Merger refers to merger of two business entities in one where as acquisition refers the purchase of controlling shareholding of any company. Merger is usually undertaken to get the synergies of the business by eliminating or reducing common costs to enhance profitability.

    Why Merger or Acquisition

    Where management intends to expand market size in the same product, it can acquire its competitors and merge them with Flag Company. Merger or acquisition, the businesses enter in new markets with well established presence without investing money and time in setting up of the entities.

    Benefits of Merger or Acquisition

    It has following benefits attached to it;
      Expansion in same business or new business or market
      New product lines
      Technology knowhow
      Increase in market share
      Reduction in costs

    Our Services

    JASB has knowledge and experience to render Merger & Acquisition services including due diligence, transaction structuring, business valuation, Swap ratio, preparation of transaction documents etc.
    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Business Structuring & Restructuring

    It refers to structuring /restructuring of sick units. It includes structuring /restructuring with respect to products, process, cost review, profitability review, debt review etc. It also includes the changes in corporate form and structure of Company, financing etc. as a result of business structuring or restructuring.

    Why Business Structuring & Restructuring

    If costs are increasing, sales are dropping, products are losing markets, liabilities are increasing, assets are decreasing, loans are not repaid etc. these are few indications, where companies needs business structuring & restructuring etc.

    Benefits of Business Structuring & Restructuring

    It has following benefits attached to it;

      Business Continuity
      Cost Reduction
      Products re-profiling
      Exploring new markets
      New product introductions
      Deferment of loans or rescheduling
      Re-profiling or re-pricing of bank loans
      Collateral management etc.

    Our Services

    JASB has knowledge and experience to render Business Structuring & Restructuring including financial as well non- financial to facilitate the cost reduction and profit maximization for our valued clients.
    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Listing, Private Equity Placements

    It refers to listing on stock exchange for raising of debt or equity funds for future expansions, acquisition, debt repayment or divestments. It does include selling or buying of equity interest through private placements. It also includes the de-listing of already listed companies for many reasons as allowed by the applicable laws.

    Why Listing, Private Equity Placements

    Capital market is one of the platform to raise additional funds for expansions, acquisition, debt repayment or divestments. Listed Companies are usually have benefits.

    Benefits of Listing, Private Equity Placements

    It has following benefits attached to it;

      Corporate Image;
      Low cost funds;
      Good governance due to regulatory compliances;
      Tax relaxations;
      Fair valuations;

    Our Services

    JASB has knowledge and experience to undertake listing, private equity placements to raise funds for its valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.




  • Physical Verification of Assets (Fixed & Stocks)

    It refers to verification of fixed assets or stocks physically to ensure that all assets are available and being used for the purpose of the business of the Company/entity.

    Why Physical Verification of Assets

    To ensure that assets do exist physically and are also appearing in the books of account to prevent theft and misuse of assets of the Company. It also facilitates the management to assess the physical condition of all assets of the Company.

    Benefits of Physical Verification of Assets

    It has following benefits attached to it;

      Physical existence;
      Assessment of physical conditions;
      Identification of Theft, fraud or mis-use

    Our Services

    JASB has knowledge and experience to undertake physical verification of all types of fixed assets and stocks for its valued clients.
    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tagging of Fixed Assets

    It refers to placement of various types of tags to all items of fixed assets for proper recoding and tracking. To have proper and long lasting tagging, various types of tags can be used which includes bar code based aluminum foil or steel plated tags.

    Why Tagging of Fixed Assets

    The management of the Company is responsible for the safe guarding of its assets including fixed assets. Without proper tagging, it is next to impossible to track an item of fixed assets. Through proper tagging, the management can also regularly check or assess the physical condition of assets and plan for proper replacement or disposal or transfer.

    Benefits of Tagging of Fixed Assets

    It has following benefits attached to it;

      Ownership Identification;
      Proper tracking i.e. transfer, disposal etc.
      Quick Physical counting through bar code tags
      Control on un-authorized use

    Our Services

    JASB has knowledge and experience to undertake tagging of all types of fixed assets and stocks for its valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Reconciliation of Assets (Fixed & Stocks)

    It refers to reconciliation of subsidiary or physical records with General Ledger.

    Why Reconciliation of Assets

    It is needed at the time of acquisition or if an integrated MIS is being implemented. Usually, the management has lesser focus on fixed assets and its subsidiary records. Due to lack of frequent reconciliations, the difference become bigger and may have significant financial loss to the Company.

    In case of acquisition or buy of assets, it is vital to know the quantities as per physical and as appearing in the GL and difference should be properly accounted for.

    Benefits of Reconciliations of Assets

    It has following benefits attached to it;

      Proper recording of additions, disposal,
      Identification of zero value items
      Identification of thefts or fraud
      Arithmetical accuracy

    Our Services

    JASB has knowledge and experience to undertake reconciliation of assets from subsidiary records with General Ledger for its valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Fixed Assets Register

    Fixed Assets Register means the subsidiary ledger of all fixed assets which maintain the complete profile of each item of asset from purchase till disposal.

    Why Fixed Assets Register

    Every Company is required to maintain proper fixed assets register as per local pronouncement of accounting body. Apart from legal requirement, it is the responsibility of the management to establish proper internal control system to ensure safe guarding of assets. Further fixed assets are also used as collateral against the financing obtained by the Company.

    Benefits of Fixed Assets Register

    It has following benefits attached to it;

      Compliance with pronouncement of accounting body
      Proper profile of each item of assets
      Collateral management against financing by the Company
      Proper determination of capex requirements of the Company
      Arithmetical accuracy

    Our Services

    JASB has knowledge and experience to prepare fixed assets register for its valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Tracing/Tracking of Assets

    Tracing /Tracking of Assets refers to identification of assets placement as collateral with Banks against bank financing. It also include tracing of immoveable properties in government records to find correct owners.

    Why Tracing/Tracking of Assets

    Will-full bank defaulters usually provide fake documents of assets against their borrowings to make fraud. While enforcement, the bank faces difficulties recover their due by selling such assets. Before filing legal suits, the bank should get proper information about the assets including owners etc.

    Benefits of Tracing/Tracking of Assets

    It has following benefits attached to it;

      Proper knowledge of profile of collateral
      Proper investigation
      Proper legal course of action
      Proper fixation of responsibility

    Our Services

    JASB has knowledge and experience to trace and tracking assets in Government records for our valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Review of Receivables

    Cash is the life blood of every organization. Trade & Other receivable contribute significant shares in working capital management.

    Why Review of Receivables

    Due to lack of proper reconciliations, receivable from customers pile up and at one point start creating cash flow problems for the companies. if this persist, these become time barred and difficult to recover due to lack of proper documentary evidence etc. Further it is also the responsibility of management to undertake impairment of assets if any and make provision for such impairment.

    Benefits of Review of Receivables

    It has following benefits attached to it;

      Proper & timely resolution of difference
      Determination of amount subject to impairment
      Proper & timely action against bad or irrecoverable debts
      Improvement in working capital due to increase in recovery
      Saving of finance cost

    Our Services

    JASB has knowledge and experience to review receivables and its reconciliation with subsidiary records. JASB does have expertise of assessment of impairment in accordance with applicable financial reporting framework.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.




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  • Executive Search & Recruitment

    It refers to finding of suitable candidate for any position in any organization.

    Why Executive Search & Recruitments

    Despite technological advancements, the importance of human cannot be challenged. Humans are vital in every system. Finding right person for right role remains challenge. Employees are always open for opportunities and they move as they get better opportunity. Job opportunities do arise due to resignation; new assignments etc. and company do need valuable resource all the time. Finding suitable resource from limited CVs is not only difficult but may prove to be damaging if in-appropriate person is selected.

    Benefits of Executive Search & Recruitments

    It has following benefits attached to it;

      Right person for right role
      Large number of choices
      Proper screening
      Merit based selection

    Our Services

    JASB has knowledge and experience to undertake executive search & recruitments to assist our valued clients in finding right person for right role at right price.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Third Party Work Force Management

    It refers to executive leasing or third party contracting (3Pc) and means that a vendor provides work force to clients according to their needs with the liberty to hire, fire, and fix the remuneration etc. The staff remains operationally under clients control whereas administrative and financially it remains vendor responsibility.

    Why Third Party Work Force Management

    Short-term assignments work to minimize project overload, staff cost reduction and meeting deadlines. Clients may hire an individual, initially assigned to perform on a contractual assignment. This service allows our clients to evaluate the capabilities and compatibility of candidates before making a permanent hiring decision. On the other end, candidate is given an opportunity to perform with his full potential.

    Outsourcing allows clients to concentrate on their fundamental business challenges in cost effective manner.

    Benefits of Third Party Work Force Management

    It has following benefits attached to it;

      Concentrate on core business areas
      Rationalize operating cost
      Reduce legal cost & risk
      No HR compliance obligation with respect to outsource staff.

    Our Services

    JASB has knowledge and experience to undertake Third Party Work Force Management to assist our valued clients in focusing on core business area.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • HR Due Diligence Reviews

    It refers to Due Diligence of HR policies, procedures and all staff of the target company being acquired. It also includes the determination of financial and legal impact of retirement benefits etc.

    Why HR Due Diligence Reviews

    If a company is acquiring another company then it must undertake the due diligence of most important section of every organization i.e. HR. HR Due Diligence covers independent review HR policies, procedures, their implementation, retirement benefits, financial liabilities which may arise, employee stock options, legal non- compliances etc.

    Benefits HR Due Diligence Review

    It has following benefits attached to it;

      Identification of hidden or un-accounted liabilities
      Non Compliances and their associated cost
      Identification of weaknesses in HR functions
      Proper evaluation of key management personnel’s and their performance
      Assessment of work force
      Identification of surplus staff

    Our Services

    JASB has knowledge and experience to undertake HR Due Diligence for our valued clients in the process of acquisition.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Salary Surveys & Benchmarking

    Salary Surveys are tools used to determine the median or average compensation paid to employees in one or more jobs. Compensation data, collected from several employers, is analyzed to develop an understanding of the amount of compensation paid.

    Why Salary Surveys & Benchmarking

    Survey data is often time sensitive and may become out-of-date quickly. Because of the time sensitive information, surveys are often identified by the year or quarter in which the data was collected. The purpose of salary surveys provides a means for comparison of salaries at the company.

    Salary Surveys are analyses of compensation data. This data may include quantifiable aspects of compensation such as:

      Base salaries
      Increase percentages or amounts
      Merit Increases
      Salary Ranges
      Starting Salary
      Incentives/Bonuses
      Allowances and Benefits
      Working Hours

    Salary Surveys may also include non-quantifiable aspects of compensation such as:

      Educational Requirements
      Geographic Location
      Source of Hire (Internal/External)
      Working Conditions

    Benefits Salary Surveys & Benchmarking

    It has following benefits attached to it;

      Employees loyalty
      Market based compensations
      Identification of over or short compensation

    Our Services

    JASB has knowledge and experience to undertake HR Salary Survey & Benchmarking for our valued clients in the process of acquisition.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • HR Policies & Procedures

    It refers to policies and procedures with respect to proper management of HR function. It covers all policies and procedures from hiring till final settlement or retirement.

    Why Salary Surveys & Benchmarking

    Documentation is the first step towards un-biased implementation of policies. Every organization has formal or informal procedures to perform any task. Documented policies and procedures are easy to understand and apply for successors instead of keep on following with the predecessor. Further it is also the responsibility of the management to make policies and procedures for all functions including HR.

    Benefits Salary Surveys & Benchmarking

    It has following benefits attached to it;

      Compliance with regulations
      Documentation clarifies ambiguities
      Easy to apply

    Our Services

    JASB has knowledge and experience to develop and review of HR policies and procedures for our valued clients in the process of acquisition.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to engagement.

  • Retirement Fund Management

    Retirement Fund Management means and includes management of all functions of retirement funds including book keeping, investment management, payment processing and audit. Except for approval all other functions of all funds i.e. Provident Fund, Gratuity Fund, Pension Funds etc. shall be executed by JASB.

    It includes preparation of management reports and financial statements.

    Why Retirement Fund Management

    As the trustees are also employees of the Company and due to their busy schedule, they usually do not spare time to properly manage the funds under their trust. Further due to improper management of the Fund, it does not yield return equal or more than market and hence result in wastage of precious resources.

    In case of provident Fund, the entire benefit goes to the employees in term of enhanced share in profits. In case of Gratuity Fund, the Company can save substantial amount from future contributions by proper management of Funds.

    Benefits of Retirement Fund Management

    Out-sourcing has following benefits attached to it

      Professional Services rendered by Professionals
      Proper book keeping & audits
      Proper management of funds as per approved investment policy
      High Returns results in high profits or low contributions
      No effect on approval process by Trustees

    Our Services

    JASB has the knowledge and experience to facilitate our clients for proper management of Retirement Funds including book keeping, reporting, processing and Investment Management in accordance with applicable laws & regulations.

    We offer one-stop solution to trustee of Retirement Funds which includes the following;

      Processing of Payments & contributions
      Proper Book Keeping
      Proper Reporting
      Proper & secure management of Investments
      Proper audit of books of accounts

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients with respect to;

      Proper Maintenance of books of accounts
      Use of accounting software
      Experienced and qualified resources
      Timely reporting to Client at all levels
      Frequent liaison with Trustees
      Preparation of Accounts as per applicable financial reporting standards
      Tax filings; and
      Development of SOPs effective and efficient Retirement Fund Management.

    We have devised a specialized product to cater the needs of retirement funds.




  • Recovery of Dues

    It refers to recovery of dues from customers against sale of utilities i.e. electricity, gas, water, telephone, installments etc. It also includes the pre-emptive actions to avoid risk of doubtfulness.

    Why Recovery of Dues

    If you are utility provider or you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. Recoveries from your customers would be vital to run your business show.

    Benefits of Recovery of Dues

    It has following benefits attached to it

      Lower financing cost;
      Improve recoveries & cash flow position;
      Reduce risk of default;
      Nationwide presence;
      Trained and skilled resource; and
      No legal issues & associated cost.

    Our Services

    JASB has the knowledge and experience to facilitate our clients with recovery of dues both long term and short term with the nationwide presence of skilled team members.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Repossession of Assets

    It refers to repossession of assets against which financing or lending has been made and customer has stopped payments against such assets.

    Why Repossession of Assets

    If you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. and customer has taken away the assets provided by you and has also defaulted in making payments of rental, installment etc. Recoveries from your defaulted customers would be vital to run your business show.

    Benefits of Repossession of Assets

    It has following benefits attached to it

      Cash realization through auction sale
      Improve recoveries & cash flow position;
      Reduce legal cost
      Nationwide presence;
      Trained and skilled resource; and

    Our Services

    JASB has the knowledge and experience to facilitate our clients with repossession of assets (motorcycles, vehicles, home appliances etc.) from defaulted customers with nationwide presence of skilled team members.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Collections

    It refers to collections of funds as and when they become due from customer, borrowers etc.

    Why Collections

    If you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. and to avoid the default collections and allied efforts would be vital to run your business show.

    Benefits of Collections

    It has following benefits attached to it

      Timely Cash realization
      Improve recoveries & cash flow position;
      Reduce legal cost
      Nationwide presence;
      Trained and skilled resource; and

    Our Services

    JASB has the knowledge and experience to facilitate our clients with collections from valued customers with nationwide presence of skilled team members.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Debt Restructuring & Rescheduling

    It refers to restricting/rescheduling of corporate debt of any company facing financial difficulties in making repayments.

    Why Debt Restructuring & Rescheduling

    If you have defaulted in making payments of debt or expecting cash flow crunch to make payments as agreed or intend to convert your short term loan in long term or your wish to convert your fixed term loans to variable pricing etc. to ease out from re-payment burden.

    Benefits of Debt Restructuring & Rescheduling

    It has following benefits attached to it;

      Proper utilization of cash flows
      Non-defaulted payments
      Lower finance cost
      Proper collateral management

    Our Services

    JASB has the knowledge and experience to facilitate our clients with debt rescheduling & restructuring with all financial institutions.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Debt Claim Review

    It refers to independent review of Non-Performing Loan to defaulted borrower. This is independent review of all documents of the bank and borrower and issuance of independent report on factual findings to facilitate the court in forming an opinion on the facts.

    Why Debt Claim Review

    Whenever a bank or financial institution files a litigation suit for recovery of its debt, the borrower also files the counter suit on the bank for overcharging of interest, penal interest, mis-allocation of payments made by borrower and tries to delay the processing and meanwhile dispose off all valuable assets of except land and withdraw all cash so realized. This counter strike left bank with no option but to wait for court decision.

    Benefits of Debt Claim Review

    It has following benefits attached to it;

      Dispute resolution
      Savings in legal cost
      Decree efforts would improve
      Identification of baseless allegations

    Our Services

    JASB has the knowledge and experience to conduct Debt Claim Review for defaulted cases in litigation.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Consortium Debt Agency Services

    It refers to performance of agency services for all participant banks/financial institution of consortium. These includes reminder of payments, charge registration, compliance with other covenants of the financing agreements and timely reporting to all participants.

    Why Consortium Debt Agency Services

    It’s common to form consortium for financing and one bank is appointed as agent which ensures the timely compliance of covenants of the financing agreement for all participants. The outsourcing of agency services would allow the corporate teams to spend more time to generate business.

    Benefits of Consortium Debt Agency Services

    It has following benefits attached to it;

      Cost Savings
      Independent Review of Compliance with covenants
      Timely reporting

    Our Services

    JASB has the knowledge and experience to render consortium Debt Agency Services for our valued clients.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.




  • Fraud Investigation

    It refers to appearance of corporate fraud, fraudulent activity, or allegations of fraud warrant immediate attention and the preservation of potential evidence for use in any future inquiry. General counsels and their law firm advisors know that these situations can worsen if not addressed immediately.

    Why Fraud Investigation

    Whether the allegations resulted from direct observation, an anonymous employee tip or information provided by a client, contractor or third party, company policy will often necessitate undertaking an internal fraud investigation to discover facts. We investigate representative fraudulent activity such as:

      Unauthorized wiring of funds without proper authorizations
      Unexplained inventory loss
      Fraudulent vendor invoices
      Employee misconduct
      Product diversion
      Theft of product and inventory
      Mismanagement and theft of intellectual property

    Benefits of Fraud Investigation

    It has following benefits attached to it;

      Cost Savings
      Determination of Financial impact of fraud
      Assistance in recovery
      Identification of weaknesses in Internal Control for improvement
      Responsibility fixing

    Our Services

    JASB have the bandwidth and the expertise to undertake these fraud investigations whether at a headquarters office or across the globe in a distant distribution facility.

    We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.

  • Forensic Accounting

    It refers to use of accounting skills to investigate fraud or embezzlement and to analyze financial information for use in legal proceedings.

    Why Forensic Accounting

    Situations involving fraud, disputes between parties or allegations of corruption require a close examination of books and records, agreements and other financial documentation to determine what really happened. Forensic accounting reviews provide expertise in order to recreate, reconstruct or analyze complex financial and electronic information. Accounting and other internal controls are often the first line of defense in preventing and detecting fraud or other malfeasance.

    Benefits of Forensic Accounting

    It has following benefits attached to it;

      Cost Savings
      Determination of Financial impact of fraud
      Assistance in recovery
      Identification of weaknesses in Internal Control for improvement
      Responsibility fixing

    Our Services

    JASB have the bandwidth and the expertise to undertake these fraud investigations whether at a headquarters office or across the globe in a distant distribution facility.

  • Arbitration or Dispute Resolution Advisory Service

    Business disputes are complex, costly, and time consuming. We provide an independent and professional assessment of the facts and quantification of the potential financial damages.

    Why Arbitration or Dispute Resolution Advisory Service

    It includes commercial dispute cases across a range of situations, including disputes with partners, vendors, employees, licensees and competitors.

    Knowing the facts early on is critical. Experience shows that a panicked reaction to a potential problem can damage an organization’s reputation and the chances of a smooth resolution, demoralize the workforce, and create mistrust.

    Benefits of Arbitration or Dispute Resolution Advisory Service

    It has following benefits attached to it;

      Cost Savings
      Reputation Saving
      Time Savings

    Our Services

    JASB have the bandwidth and the expertise to undertake these fraud investigations whether at a headquarters office or across the globe in a distant distribution facility.

    We have expertise handling commercial dispute cases across a range of situations, including disputes with partners, vendors, employees, licensees and competitors.

    We provide the client with a full picture of the facts by bringing together a unique mix of investigators skilled in computer forensics, forensic accounting, and intellectual property.

    Our investigative strategy is built upon understanding the client’s objective, be it court action, union negotiation, employee termination or exit from a business relationship. We find evidence by forensically analyzing and investigating financial records and computers, conducting discreet interviews to distill key facts and utilizing our global network of information sources to identify information relevant to a case.

  • Litigation Support

    Litigation costs can be staggering — both in legal expenditures and related business disruption. Identifying and locating critical evidence and testimony can make the difference between winning and losing a case.

    Why Litigation Support

    Local legal system of Pakistan does not have in depth knowledge of business and industries, contracts, complex business transactions, use of technology etc. The Litigation Support from professionals facilitate clients as well judiciary to focus on key issues instead of wasting time and cost on non-issues.

    Benefits of Litigation Support

    It has following benefits attached to it;

      Cost Savings
      Reputation Saving
      Time Savings

    Our Services

    JASB have the bandwidth and the expertise to undertake these fraud investigations whether at a headquarters office or across the globe in a distant distribution facility.

    Our ability to gather evidence is borderless. We are worldwide firm with resources on the ground on every continent. We have the local cultural and language capabilities to work seamlessly and quickly anywhere evidence may be found.

    Because many of our day-to-day case managers have had prior careers as prosecutors or in law enforcement, we know the business litigation landscape well and work strategically to support your case. Our team of fact finders, interviewers and investigative strategists, has helped support in-house and outside counsel with critical research, enabling them to reach favorable outcomes.