It refers to recovery of dues from customers against sale of utilities i.e. electricity, gas, water, telephone, installments etc. It also includes the pre-emptive actions to avoid risk of doubtfulness.
Why Recovery of Dues
If you are utility provider or you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. Recoveries from your customers would be vital to run your business show.
Benefits of Recovery of Dues
It has following benefits attached to it
- Lower financing cost;
- Improve recoveries & cash flow position;
- Reduce risk of default;
- Nationwide presence;
- Trained and skilled resource; and
- No legal issues & associated cost.
Our Services
JASB has the knowledge and experience to facilitate our clients with recovery of dues both long term and short term with the nationwide presence of skilled team members.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.
It refers to repossession of assets against which financing or lending has been made and customer has stopped payments against such assets.
Why Repossession of Assets
If you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. and customer has taken away the assets provided by you and has also defaulted in making payments of rental, installment etc. Recoveries from your defaulted customers would be vital to run your business show.
Benefits of Repossession of Assets
It has following benefits attached to it
- Cash realization through auction sale
- Improve recoveries & cash flow position;
- Reduce legal cost
- Nationwide presence;
- Trained and skilled resource; and
Our Services
JASB has the knowledge and experience to facilitate our clients with repossession of assets (motorcycles, vehicles, home appliances etc.) from defaulted customers with nationwide presence of skilled team members.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.
It refers to collections of funds as and when they become due from customer, borrowers etc.
Why Collections
If you make lease home appliances/vehicles or book house/flats/apartments on installment basis or you provide properties on rental basis etc. and to avoid the default collections and allied efforts would be vital to run your business show.
Benefits of Collections
It has following benefits attached to it
- Timely Cash realization
- Improve recoveries & cash flow position;
- Reduce legal cost
- Nationwide presence;
- Trained and skilled resource; and
Our Services
JASB has the knowledge and experience to facilitate our clients with collections from valued customers with nationwide presence of skilled team members.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.
It refers to restricting/rescheduling of corporate debt of any company facing financial difficulties in making repayments.
Why Debt Restructuring & Rescheduling
If you have defaulted in making payments of debt or expecting cash flow crunch to make payments as agreed or intend to convert your short term loan in long term or your wish to convert your fixed term loans to variable pricing etc. to ease out from re-payment burden.
Benefits of Debt Restructuring & Rescheduling
It has following benefits attached to it;
- Proper utilization of cash flows
- Non-defaulted payments
- Lower finance cost
- Proper collateral management
Our Services
JASB has the knowledge and experience to facilitate our clients with debt rescheduling & restructuring with all financial institutions.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.
It refers to independent review of Non-Performing Loan to defaulted borrower. This is independent review of all documents of the bank and borrower and issuance of independent report on factual findings to facilitate the court in forming an opinion on the facts.
Why Debt Claim Review
Whenever a bank or financial institution files a litigation suit for recovery of its debt, the borrower also files the counter suit on the bank for overcharging of interest, penal interest, mis-allocation of payments made by borrower and tries to delay the processing and meanwhile dispose off all valuable assets of except land and withdraw all cash so realized. This counter strike left bank with no option but to wait for court decision.
Benefits of Debt Claim Review
It has following benefits attached to it;
- Dispute resolution
- Savings in legal cost
- Decree efforts would improve
- Identification of baseless allegations
Our Services
JASB has the knowledge and experience to conduct Debt Claim Review for defaulted cases in litigation.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.
It refers to performance of agency services for all participant banks/financial institution of consortium. These includes reminder of payments, charge registration, compliance with other covenants of the financing agreements and timely reporting to all participants.
Why Consortium Debt Agency Services
It’s common to form consortium for financing and one bank is appointed as agent which ensures the timely compliance of covenants of the financing agreement for all participants. The outsourcing of agency services would allow the corporate teams to spend more time to generate business.
Benefits of Consortium Debt Agency Services
It has following benefits attached to it;
- Cost Savings
- Independent Review of Compliance with covenants
- Timely reporting
Our Services
JASB has the knowledge and experience to render consortium Debt Agency Services for our valued clients.
We render high-quality and cost- competitive services to our clients by making best use of technological resource. We do believe in providing value added services to our valued clients.